No. Buckit is not a debt settlement or a collection agency. We do not interact with creditors to try to obtain concessions, such as lowered interest rate, or debt forgiveness. Also there is no debt management contract or settlement agreement you need to sign up for if you use Buckit.
Buckit does helps you to build a a debt payment plan that will work specifically for you and help you execute the plan by monitoring the progress and sending you reminders.